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International Specialty Insurance

Specialty Insurance Products

Pilots Insurance

There are very few occupations that are as demanding as that of a professional pilot. There are even fewer that impose the stringent health requirements demanded of every pilot.

A slight medical deficiency can cause indefinite grounding, causing a loss of income and financial hardship. ISI provides Loss of License disability insurance to assist in providing an adequate disability estate for pilots.


Disability Insurance

Temporary Loss of License

Temporary Total Disability protects Pilots against the inability to fly due to injury or illness for a short period of time. Benefits are payable up to 60 months.

Case Study

A 45 year old helicopter pilot earning $85,00/year loses his medical for four and a half years due to injuries sustained while coaching his son’s little league team. The pilot collected on a policy provided by International Specialty Insurance with a $4,600/month benefit which paid out for 53 months.

Permanent Loss of License

Permanent Loss of License coverage protects Pilots against career ending injuries or illnesses (or permanent loss of license). Before benefits are payable, a physician must certify that the injury or illness is career ending after a certain waiting period such as twelve months.
International Specialty Insurance’s Permanent Loss of License benefit can be coupled with a Temporary Loss of License policy, to be payable after the monthly benefit ceases.

Case Study

35 year old captain employed with a major air carrier earning $200,000/year, suffers a heart attack, loses and never regains his medical. International Specialty Insurance provided a policy with a $10,800/month benefit which paid out for 60 months, followed by an $800,000 lump-sum permanent disability benefit.

Life Insurance

Accidental Death and Dismemberment (AD&D)

Accidents happen every day, sometimes serious enough to cause a critical injury, or even death. International Specialty Insurance’s Accidental Death and Dismemberment Insurance is offered to Pilots to help alleviate the financial burden that can result from a serious accident. In the event of accidental death, this insurance will pay benefits in addition to any life insurance held.

  • Corporate Group insurance
  • Flight coverage only
  • High risk events
  • 24 Hour, Worldwide Coverage
  • War and Terrorism Coverage
  • Benefit amounts exceeding $75,000,000 per person
  • Policy Terms of 30, 60, 90 days or up to 3 years

Contingency & Specialty Insurance

Kidnap and Ransom

Kidnap and Ransom insurance protects corporate executives, business owners and celebrities against the financial consequences of a kidnap, illegal detention or extortion. International Specialty Insurance provides Kidnap and Ransom insurance coverage to help mitigate this risk and works with the world’s leading crisis management response groups to help provide a safe and peaceful solution to a terrible experience.

Typical Clients
  • Banks and financial services companies
  • Oil, gas and petrochemical companies
  • Foreign aid companies
  • Security companies
  • Mining and construction companies
  • High net worth individuals
  • Pilots
  • Celebrities including the stars of the stage, screen and athletes

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